Specialty focus
Our work is centered on Trade Credit and receivables. That focus matters when customer limits, policy structure, claims, lender questions, and growth decisions need fast, practical answers.
About us
Receivables expertise for companies that sell on terms.
We help companies and lending partners turn receivables into a more useful business asset. The work is specialized, practical, and built around the outcome at hand: cash flow, working capital, growth, export sales, or customer concentration.
All-carrier perspective
We work across the credit-insurer market and help match structure, coverage, service, and pricing to the business goal instead of forcing every company into one default path.
140+ years of combined experience
The team brings deep experience across brokerage, carrier, banking, and client-service roles, with hundreds of businesses supported across different sizes and industries.
Day-to-day support
We stay involved after placement: coverage requests, policy questions, renewals, reporting, carrier follow-through, and the operating details that determine whether the program creates value.
How we work
Working for you across the credit-insurer market.
The best programs are not only placed correctly; they are managed correctly. We help compare options, structure the program, support the bank conversation when needed, and manage the daily details that determine whether the coverage keeps creating value.
1
Review the receivables, customer mix, terms, concentrations, industries, lender context, and current pressure points.
2
Define the business outcome first: protect cash flow, increase working capital, support a large order, support exports, or improve credit process discipline.
3
Compare the practical routes available through coverage, carrier appetite, lender strategy, or a vetted partner path.
4
Help execute the selected path and stay close to the day-to-day work so the program continues to serve the original goal.
Team
Carrier, banking, and client-service experience in one lane.
Tom O'Connell
Trade Credit specialist, banking program builder, and carrier-market strategistTom began his Trade Credit career in 1995 by building and running a brokerage division that positioned receivables coverage as an enhancement to lending programs. He later marketed coverage for Euler Hermes across a five-state region, was promoted to Vice President, and developed Trade Credit products for the banking industry. In 2007, Comerica Bank recruited Tom to build and run a Trade Credit division supporting the bank's lending activity. That banking background still shapes the way we help lenders and borrowers use receivables more effectively.
Daniel Bradley
Specialty broker and managing directorDaniel joined the agency in 2018 and serves as a specialty broker and managing director. He focuses on helping companies use Trade Credit coverage as a practical business tool: protecting receivables, supporting lender conversations, and building confidence around growth decisions. Daniel has also developed proprietary systems that improve client service, partner coordination, and program follow-through.
Will Fraser
Client systems and program support oversightWill supports the operating systems behind strong Trade Credit programs. His work leans into policy management, claims assistance, underwriter communication, and the internal follow-through that keeps client service organized. As he continues working directly with clients and carriers, Will helps translate program details into responsive support and clear next steps.
Christine Cook
Support and complianceChristine supports clients and the team through detail-oriented administration, day-to-day communication, and compliance-minded follow-through. Her background as a 30-year prosecutor, combined with prior commodities brokerage and risk analysis experience, gives her a strong foundation for organized support, careful documentation, and practical client service.
Robert Keenan
Relationship manager and program supportRobert works with clients and partners as a relationship manager and program support resource. His role is centered on staying close to the business goal, coordinating the right next step, and helping clients keep momentum when a receivables question, customer opportunity, lender request, or program detail needs attention.
No added cost for the assessment.
The assessment and broker support are compensated through carrier and partner channels, not a separate consulting fee. The first step is to understand the business goal and chart the path that can best support it.